Anguilla Residency by Investment – The Complete 2025 Guide
Picture this: you’re sipping your morning coffee on your private terrace overlooking a pristine white sand beach, the turquoise waters of the Caribbean Sea stretching endlessly before you, relaxed in the knowledge that you have zero income tax, capital gains tax, and inheritance tax to pay. This isn’t just a fantasy – it’s the reality for those who obtain residency through investment in Anguilla, one of the Caribbean’s most attractive destinations for discerning investors.
Situated in the Eastern Caribbean, this 35-square-mile British Overseas Territory offers two distinct and highly attractive residency programs launched in June 2019. These programs attract sophisticated investors seeking both tax advantages and an exceptional quality of life in this island paradise.
Read on to find out more.
Contents
- Overview
- Key Benefits of Residency
- Permanent Residency Program (RBI)
- Tax Residency Program (HVR)
- Application Process & Timeline
- Getting Started
Anguilla Residency by Investment – The Complete 2025 Guide
Overview
Anguilla offers two distinct and compelling pathways to residency for high-net-worth individuals:
**Program 1: Residence by Investment (RBI) Program** – Permanent residency for those seeking flexible Caribbean residency with no physical presence requirements. Investment from US$150,000.
**Program 2: High Value Resident (HVR) Program** – Tax residency for internationally mobile individuals seeking predictable tax obligations and optimization. Annual payment of US$75,000.
Both programs provide the opportunity to enjoy a life of relaxed island luxury in a breathtakingly beautiful and secure British Overseas Territory with one of the world’s most attractive tax regimes.
What makes these programs different from other Caribbean options? Unlike Citizenship by Investment programs in operation in other destinations, these programs provide successful applicants with permanent residency and a clear pathway to British Overseas Territory Citizenship – and ultimately British citizenship. This unique positioning makes them particularly attractive for investors seeking a stepping stone to one of the world’s most valuable passports.
The RBI program stands out because it requires no mandatory physical presence for permanent residency, while the HVR program offers a fixed annual tax solution for global citizens.
Key Benefits of Residency
Immediate Permanent Residency with Global Flexibility
The RBI program grants you and your family immediate permanent residency status with no physical presence requirements. You can maintain your global lifestyle while enjoying the peace of mind that you have the option to take up residency in Anguilla. Whether you choose to live on the island full-time, seasonally, or simply hold the status “just in case”, the choice is entirely yours.
An Island Paradise Beyond Compare
Anguilla isn’t just another Caribbean destination – it’s where the world’s elite come to unwind. Known as the “culinary capital of the Caribbean,” the island boasts world-class dining in postcard-perfect settings, from beachfront grills to Michelin Star-level establishments.
The island’s 33 pristine beaches are consistently ranked among the world’s best, including breathtaking Shoal Bay West, serene Meads Bay, or tranquil Little Bay. Add to this a Greg Norman-designed championship golf course, world-class spas, and some of the Caribbean’s most exclusive resorts, and you have a lifestyle that’s simply unmatched.
True Tax Haven Status
Both programs provide access to one of the world’s most attractive tax regimes with no income tax, capital gains tax, gift tax, or inheritance tax. For those who secure residency through investment, this means genuine tax optimization opportunities that can result in substantial savings over time.
The island operates as a well-regulated offshore jurisdiction, making it ideal for company management, trusts, and estate planning. Many of the world’s leading advisory firms have established operations here, providing residents with access to sophisticated wealth management services.
Your Gateway to British Citizenship
Perhaps most remarkably, both programs provide a pathway to British Overseas Territory Citizenship in 5 years and British Citizenship in 10 years. This makes them among the most accessible routes to British citizenship available today – a powerful passport that opens doors worldwide.
Permanent Residency Program (RBI)
The **Residence by Investment (RBI) Program** offers permanent residency for those seeking flexible Caribbean residency with maximum freedom and no physical presence requirements.
**Key Benefits:**
– Immediate permanent residency status
– No mandatory physical presence requirement
– Pathway to British citizenship
– Include spouse and dependents
– Access to Anguilla’s zero-tax regime
**Qualification Requirements:**
To qualify for the RBI program, applicants must be over 18, meet due diligence requirements, and select one of the following investment options:
Option 1: Capital Development Fund Contribution
The most straightforward path involves a non-refundable contribution to Anguilla’s Capital Development Fund, which finances essential public infrastructure projects that strengthen the island’s economy.
Investment Requirements:
- Single applicant: US$150,000
- Each spouse and dependent: US$50,000
Option 2: Real Estate Investment
For those who prefer tangible assets, the real estate route offers the opportunity to own a piece of Caribbean paradise while securing residency status.
Real Estate Requirements:
- Minimum investment US$750,000 for family of 4
- US$100,000 per additional dependent
- Property cannot be sold for five years from purchase date
The real estate market offers exceptional opportunities for investors. From spectacular beachfront homes overlooking pristine white sands to elegant condos and apartments and vacant land parcels perfect for building your dream Caribbean retreat – there’s something for all requirements and every budget.
Discover Your Perfect Property:
Browse our wide selection of Anguilla real estate listings to explore qualifying properties across the island. Whether you’re seeking a turnkey luxury villa, a modern beachfront condo, or prime development land, our portfolio showcases the finest properties on the market.
With year-round tourism demand and limited supply, properties often appreciate significantly while generating attractive rental income for owners who don’t reside full-time on the island.
Option 3: Mixed Business and Real Estate Investment
An additional option allows investors to combine business ventures with real estate, requiring a minimum US$750,000 investment with at least 50% dedicated to business premises. This path is ideal for entrepreneurs looking to establish operations while securing residency.
Explore qualifying properties: Browse our Anguilla commercial real estate to discover commercial properties, mixed-use developments, and business opportunities that may qualify for this investment route.
**RBI Program Fees:**
Application Processing:
- US$3,000 for a family of up to 4 persons
- US$500 per additional family member
Due Diligence:
- Adults: US$7,500
- Children aged 16/17: US$2,500
- Children 15 and under: US$0
Tax Residency Program (HVR)
The **High Value Resident (HVR) Program** is designed specifically for ultra-high-net-worth individuals who live international lifestyles and want to optimize their global tax position through a fixed annual payment system.
**Key Benefits:**
– Predictable annual tax obligation of US$75,000
– Simplified worldwide tax compliance
– Ideal for internationally mobile individuals
– Access to Anguilla’s sophisticated financial services
– Pathway to British citizenship
**HVR Program Requirements:**
- Pay US$75,000 per year in annual worldwide income tax to Anguilla’s Treasury
- Own and maintain Anguilla property valued over US$400,000
- Spend minimum 45 days annually in Anguilla
- Establish genuine links (bank accounts, memberships)
- Declare spending less than 183 days in any other country annually
- Commit to minimum five years in the program
The HVR program offers particularly attractive benefits for individuals with complex international lifestyles who want the certainty of fixed tax obligations rather than dealing with multiple tax jurisdictions.
**HVR Program Fees:**
The main cost is the annual US$75,000 tax payment, plus standard due diligence fees (US$7,500 per adult) and property investment of minimum US$400,000.
Application Process & Timeline
Both programs are renowned for their efficiency compared to many other investment migration options, with approvals typically completed within three months. Here’s how to apply:
Step 1: Select Your Authorized Agent
All applications must be submitted through government-authorized agents. These specialists guide you through the entire process and serve as your representative with Anguillian authorities.
Step 2: Prepare Documentation
Working with your agent, you’ll gather all required documents for your application, including certified copies of passports, birth certificates, police clearance certificates, and financial documentation.
Step 3: Submit Application
You can submit your application and pay processing fees before making your qualifying investment, providing flexibility in your planning.
Step 4: Due Diligence Review
Anguillian authorities conduct comprehensive background checks on all adult applicants during this phase.
Step 5: Approval Letter
Once your application is processed, you will receive a Letter of Approval in Principle, allowing you to move forward with your proposed investment.
Step 6: Complete Investment
After receiving approval, you can officially make your qualifying investment and receive your residency permits.
Getting Started
Ready to explore options in this Caribbean paradise? Whether you’re interested in the RBI program for permanent residency, the HVR program for tax optimization, or finding the perfect investment property to secure residency, the journey begins with understanding your specific goals.
Start Your Property Search Today:
The real estate market offers diverse opportunities for investors. With Anguilla’s combination of natural beauty, political stability, and exceptional tax benefits, it represents one of the most compelling investment destinations in the Caribbean.
Explore the wide selection of Anguilla real estate listings on our site – from luxury beachfront estates, contemporary ocean-view condos and exclusive resort residences, to pristine development land perfect for building a custom home – and find your perfect property.
Which Program is Right for You?
**Choose the RBI Program if you want:**
– Permanent residency with maximum flexibility
– No physical presence requirements
– Family inclusion with spouse and dependents
– Lower entry investment (from US$150,000)
**Choose the HVR Program if you want:**
– Predictable annual tax obligation
– Tax residency for international lifestyle
– Simplified global tax compliance
– You’re comfortable with 45-day annual presence requirement
Whether you’re pursuing residency for tax optimization, lifestyle enhancement, or as a pathway to British citizenship, both programs deliver exceptional value for discerning investors.
Next Steps:
- Browse qualifying Anguilla real estate investment opportunities
- Connect with qualified advisors who specialize in Caribbean residency and investment migration
- Discuss how the programs align with your specific requirements
Frequently Asked Questions:
How long does the application take?
Applications for both programs are typically processed within 3 months.
What is the minimum investment required?
For the RBI program: US$150,000 contribution to the Capital Development Fund or US$750,000 investment in residential real estate. For the HVR program: US$75,000 annually plus US$400,000 property investment.
Does the program require physical presence?
The RBI program has no mandatory physical presence requirement. The HVR program requires minimum 45 days annually in Anguilla.
Can permanent residency in Anguilla lead to British citizenship?
Yes, both programs provide a pathway to obtaining British Overseas Territory Citizenship in 5 years and British Citizenship in 10 years.
This guide reflects information current as of 2025. Investment migration programs can change, so always consult with authorized agents and legal professionals for the most current requirements and processes.